"Unhappy" isn't just "happy" with extra letters — the un- chunk flips the meaning entirely. Learning to recognise these meaningful chunks (called morphemes) is the bridge between phonics and vocabulary, and it makes long words far less intimidating.

Prefixes and suffixes change meaning, not just tense
This is different from the -ing/-ed/-er suffix spelling rules — those change a word's tense or form. Prefixes like un- and suffixes like -ful genuinely change what the word means: happy → unhappy (not happy) or care → careful (full of care).
The 5 most useful prefixes
The 5 most useful suffixes
Teach it as a chunk, not letter by letter
Have your child spot the prefix or suffix first, cover it, read the base word, then add the chunk back and say the meaning out loud ("un + happy = not happy"). This chunk-recognition habit is what makes long words fast to decode instead of slow and letter-by-letter.
This is a natural next step after decoding multisyllabic words — most long words are built from exactly these kinds of recognisable chunks.